ergobaby 360 Pas Cher Michael Jordan Jersey For sale nmd pas cher canada goose pas cher Louboutin Chaussures Soldes Louboutin Solde Chicago Blackhawks Jersey sac longchamp solde canada goose outlet Canada Goose Sale Giuseppe Zanotti pas cher Cheap louboutin louis vuitton outlet Canada Goose Sale canada goose tilbud canada goose tilbud goyard pas cher Canada Goose pas cher parajumpers jakke dame louboutin sko Louboutin Sale canada goose outlet Canada Goose pas cher Moncler Outlet Canada Goose Sale Canada Goose outlet Canada Goose outlet louis vuitton outlet Billiga Canada Goose Jacka Louboutin Outlet Moncler Udsalg Doudoune moncler pas cher Parajumpers Udsalg Doudoune canada goose pas cher Parajumpers outlet longchamp sale

Get Your Bankruptcy Certificates | How to obtain Debtors Certificates | Get a Bankruptcy Certificate


Program Benefits

About the Program

About Us

Terms and Conditions


Privacy Policy

Contact Us




Welcome to Academy of Financial Literacy
Pre-filing Bankruptcy Budgeting Counseling Course

Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.

Academy of Financial Literacy, Inc. does not contact the courts on Debtors (Your) behalf. It is your responsibility to make sure your completion certificate(s) are forwarded to the proper places. We do email/fax your certificate(s) to the information provided at registration.

Academy of Financial Literacy is an approved budget counseling agency, our goals are to motivate and influence students to implement the use of sound financial basics, as taught in our education online programs and books.

Academy of Financial Literacy is solely funded by students, consumers and counselors who pay for our personal finance education courses, books and online education materials.

Academy of Financial Literacy does not report your personal information to any credit bureau. Taking this course will not impact your credit score or credit report, as your personal information is kept private. We do not disclose your personal information or sell it to anyone.

Our counselors do not receive commissions or bonuses based on the outcomes of this course or counseling services provided.

Academy of Financial Literacy does not provide or offer Debt Management Plans.

Course Steps:
  1. Registration
  2. Cause of Financial Problems
  3. Net Worth, Assets and Liabilities
  4. Debt-to-Income Ratio Analysis
  5. Budget/Spending Plan
  6. Summary
  7. Options to Consider
  8. Optional Survey

Click here to begin

Once you complete the course our system will automatically email you from informing you that we are required to do a final telephone counseling after course completion. Please call us at 877-833-2867 for final telephone counseling after course completion. If Both spouses took the course then both Spouses must receive the final telephone counseling. This will allow us to make sure you have completed the course requirements and receive further counseling if required. Only after this step can we issue your Pre-petition, Pre Bankruptcy certificate. Your Certificates will be delivered via email, or fax to you and your attorney using the information provided.

We do not pay or receive fee or other consideration for the referral of debtor students to or by the provider.

Home | Program Benefits | About the Program | About Us
Terms and Conditions | FAQ’s | Privacy Policy | Login | Contact Us | Budget | Newsletter

Credit Card Processing