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Welcome to Academy of Financial Literacy
Pre-filing Bankruptcy Budgeting Counseling Course


Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.

Academy of Financial Literacy, Inc. does not contact the courts on Debtors (Your) behalf. It is your responsibility to make sure your completion certificate(s) are forwarded to the proper places. We do email/fax your certificate(s) to the information provided at registration.


Academy of Financial Literacy is an approved budget counseling agency, our goals are to motivate and influence students to implement the use of sound financial basics, as taught in our education online programs and books.

Academy of Financial Literacy is solely funded by students, consumers and counselors who pay for our personal finance education courses, books and online education materials.

Academy of Financial Literacy does not report your personal information to any credit bureau. Taking this course will not impact your credit score or credit report, as your personal information is kept private. We do not disclose your personal information or sell it to anyone.

Our counselors do not receive commissions or bonuses based on the outcomes of this course or counseling services provided.

Academy of Financial Literacy does not provide or offer Debt Management Plans.

Course Steps:
  1. Registration
  2. Cause of Financial Problems
  3. Net Worth, Assets and Liabilities
  4. Debt-to-Income Ratio Analysis
  5. Budget/Spending Plan
  6. Summary
  7. Options to Consider
  8. Optional Survey

Click here to begin

Once you complete the course our system will automatically email you from info@AcademyofFinancialLiteracy.com informing you that we are required to do a final telephone counseling after course completion. Please call us at 877-833-2867 for final telephone counseling after course completion. If Both spouses took the course then both Spouses must receive the final telephone counseling. This will allow us to make sure you have completed the course requirements and receive further counseling if required. Only after this step can we issue your Pre-petition, Pre Bankruptcy certificate. Your Certificates will be delivered via email, or fax to you and your attorney using the information provided.

We do not pay or receive fee or other consideration for the referral of debtor students to or by the provider.

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