ACTUAL INCOME
Present Income and Expenses
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BUDGET GOAL INCOME
Budget Goals In This Column
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|
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INCOME
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INCOME
|
|
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Take Home Pay
|
$
|
Take Home Pay
|
$
|
|
|
Child Support / Alimony
|
$
|
Child Support / Alimony
|
$
|
|
|
Other Income
|
$
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Other Income
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$
|
|
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TOTAL INCOME
|
$
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TOTAL INCOME
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$
|
|
FIXED EXPENSES
Constant for At least Six Months
|
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FIXED EXPENSES
Constant for At least Six Months
|
|
|
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Mortgage / Rent
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$
|
Mortgage / Rent
|
$
|
$
|
|
Insurance: Auto, Home, Life
|
$
|
Insurance: Auto, Home, Life
|
$
|
$
|
|
Long Term Savings, IRA, 401(k)
|
$
|
Long Term Savings, IRA, 401(k)
|
$
|
$
|
|
Emergency Savings
|
$
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Emergency Savings
|
$
|
$
|
|
Church Donations
|
$
|
Church Donations
|
$
|
$
|
|
Child Support / Alimony
|
$
|
Child Support / Alimony
|
$
|
$
|
|
Car Payments
|
$
|
Car Payments
|
$
|
$
|
|
TOTAL FIXED EXPENSES
|
$
|
TOTAL FIXED EXPENSES
|
$
|
|
FLEXIBLE EXPENSES
Change Month To Month
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FLEXIBLE EXPENSES
Set Goals to Reduce Flexible Expenses
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|
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Groceries / Household Items
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$
|
Groceries / Household Items
|
$
|
$
|
|
Telephone
|
$
|
Telephone
|
$
|
$
|
|
Electricity
|
$
|
Electricity
|
$
|
$
|
|
Gas / Heat / Utility
|
$
|
Gas / Heat / Utility
|
$
|
$
|
|
Cable TV
|
$
|
Cable TV
|
$
|
$
|
|
Internet Service
|
$
|
Internet Service
|
$
|
$
|
|
Transportation: Gas,Oil Changes, Car Maintenance
|
$
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Transportation: Gas,Oil Changes, Car Maintenance
|
$
|
$
|
|
Credit Card Payments
|
$
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Credit Card Payments
|
$
|
$
|
|
Other Unsecured Debt Payments, Student loans, Bank loans
|
$
|
Other Unsecured Debt Payments, Student loans, Bank loans
|
$
|
$
|
|
Childcare / Daycare
|
$
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Childcare / Daycare
|
$
|
$
|
|
Prescriptions, Medical / Dental
|
$
|
Prescriptions, Medical / Dental
|
$
|
$
|
|
Pet Care, Postage, Office Supplies
|
$
|
Pet Care, Postage, Office Supplies
|
$
|
$
|
|
Clothing / Dry Cleaning
|
$
|
Clothing / Dry Cleaning
|
$
|
$
|
|
Memberships / Contributions
|
$
|
Memberships / Contributions
|
$
|
$
|
|
Home Maintenance
|
$
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Home Maintenance
|
$
|
$
|
|
Entertainment, Dinning Out, Latte's, Movies, Hobbies
|
$
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Entertainment, Dinning Out, Latte's, Movies, Hobbies
|
$
|
$
|
|
Revolving Savings
|
$
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Revolving Savings
|
$
|
$
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|
Savings - College
|
$
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Savings - College
|
$
|
$
|
|
Spending Money: Hair, Smokes
|
$
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Spending Money: Hair, Smokes
|
$
|
$
|
|
Gifts / Christmas / Other
|
$
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Gifts / Christmas / Other
|
$
|
$
|
|
Total Fixed Expenses
|
$
|
Total Fixed Expenses
|
$
|
|
|
Total Flexible Expenses
|
$
|
Total Flexible Expenses
|
$
|
|
|
TOTAL EXPENSES
|
$
|
TOTAL EXPENSES
|
$
|
|
|
TOTAL NET
|
$
|
Discretionary Money Increase
|
|
$
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|
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